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Mortgage Approval.
Your first step begins with qualifying. A mortgage approval gives you the confidence to shop as a qualified home buyer to move quickly and responsibly once you find a home that is right for you. I can recommend a mortgage representative to you, who will obtain your approval free of charge.
Buying Power.
Your decisions will be made within the limits of your buying power. Your buying power is determined by a loan officer who will determine how much of a mortgage a lender will give you based on your financial status. You may even qualify for a loan that is larger than you are looking to afford on a monthly basis. As a responsible agent, I suggest you evaluate your income and expenses and take on a mortgage that is within your budget. If you need help to determine a level of comfort in your finances I can do a financial review with you to help.
The Process of Elimination.
Buying a home is not the process of discovery, it is the process of elimination. Proximity to work, houses of worship, to schools and lifestyle are just a small fraction of the reasons why you may choose one home over another. We will narrow down your choices based on your buying power, the number of bedrooms and bathrooms you need, location and so much more. These are all personal choices that you need to share with us to help us better serve you. Once we eliminate the homes that will not work, we will diligently pursue all the homes that match your criteria. Your buying power may limit where you can purchase a home and you may have to choose between the right house or right community. These are part of the tough choices you will have to make along the way.
Working with Weichert Realtors.
Whether you're buying or selling, Weichert offers a seamless, stress-free experience backed by comprehensive support and local expertise. Our All Under One Roof™ teams integrate real estate, mortgage, insurance, title settlement, and home protection services, streamlining the process for you. With over 500 offices nationwide, our extensive network maximizes exposure for sellers and provides buyers with access to a wide range of properties. Guided by a people-first philosophy, Weichert Sales Associates prioritize your needs, offering personalized service every step of the way. Our customized marketing strategies help sellers attract the right buyers, while our market knowledge helps buyers find the perfect home.
Signing Your Buyer Agency Agreement.
The process of Selling a home requires a professional to guide you through the process from approval, to contract and to closing. The Vincent Costa Real Estate Team has represented over 800 clients in over 120 communities throughout Central and Northern NJ. Our skills and knowledge are the most qualified in the industry. We are highly skilled negotiators and dedicated professionals with a passion for details, a loyalty to protect our clients and a desire to see my clients succeed. Our commitment to you is in writing. Our Exclusive Right to Sell Listing Agreement declares that you have chosen to have one of New Jersey’s most talented real estate professionals be your agent. We will guide you to make the most informed decisions backed by data and years of experience. We will make sure you avoid any pitfalls, by making sure no detail is overlooked.
